Paul Presents this week is The 12 Frauds of Christmas 2021- it’s that time of year again where we are asking how did they know my email address and how did that happen? So, we look at the 12 frauds of Christmas, what to report and how to do that. Pet Fraud, Courier Fraud, Payment Diversion, Ticket Fraud, Romance Fraud, Investment & Pension Fraud, Charity & Fundraising Fraud, Holiday Fraud and Phishing- not to mention organising online charity fund-raising events.